Friday, October 3, 2008

Hard Times


Hard times are upon many of us in America today---if you watched the vice presidential debates last night you know that 'Main Street' is struggling--and many of us have to choose between food and gas or medical care. I know there are many of you wondering how to make ends meet---just as the rest of us are. As we are waiting for 'reform' in Washington, here are some ways we can save money in our homes today...

1. Resolve not to spend. Period.

2. Learn contentment---Paul, the apostle knew how to be content with much and little. Contentment goes hand-in-hand with thankfulness. Isn't it great that we are learning some character through it all? The other day I was teaching my children about needs and wants and how the Bible says our needs are basically Him, clothing and food. What a short list compared to our frivolous endless 'wanting' and 'coveting'.

3. Cook from scratch---there are so many great books out there that teach us how to do this, it is literally a never ending process. I am currently reading through 'How to Feed Your Family Healthfully for $50 a Week'. Not to mention it is healthier than eating processed, packaged foods.

4. Shop at the lowest priced stores. In our area there is Aldi and Walmart, it took a while for me to change my shopping habits and shop at these stores, but eventually I made the shift. Don't forget the bakery thrift store either! I personally try to stay out of the super warehouses as I find I am tempted to spend more on unnecessary items. Not to mention the fact that you have to pay an annual fee to even shop there. The little that I do purchase there does not make an annual fee worth it for me. When our year is up, we won't be renewing.



5. Shop at produce stands. We have one less than a minute from our home---huge pumpkins are only a dollar! I just bought one at Wal-mart for $3.87 (I actually thought I was getting a deal since the pumpkins at another produce stand was way more than this!) That is highway robbery! Can I please take it back for a refund? Just kidding--but you see, if you shop at these stands you can get amazing savings, savings that beat even Aldi! Just last week they were selling a 25 lb. box of tomatoes for $4 and yesterday a 25 lb. box of plums for $2. If you know how to can this is a great investment to stretch it out over the winter--or you could also just freeze it.

6. Do garage sales and have one. Don't tell me you don't have time, most of us don't. I have 8 children whom I homeschool full time and I make sure I MAKE the time to do this. I want to help my husband as much as I can financially and this is just another way I can do this. Finding clothes at 25 cents a piece is a steal and a wonderful way to save. Dave Ramsey suggests selling all our things with 'gazelle-like intensity' in order to get out of debt and/or save money. I am still exploring this option! Also, when you shop at thrift stores, find out when they have their 1/2 off sales.

7. Stretch your meals. Once I read in a book how to stretch a chicken out for 3 days. The first day you use the breasts in a meal, the next in a casserole and the last in a soup. Unfortunately, that is hard to do in a home of 10 with just one chicken---I could probably do 2 days. But the principle still applies to other meals. I just bought a 5 lb. package of hamburger meat that I stretched out for 3 days. The first night we had tostadas, the second a casserole and today soup.



8. Live Simply, Eat Simply--Back in the old days people probably had 2 or 3 outfits in their closet-- certainly not packed up high and overflowing (what's this? I'm being convicted once again by my own post?!). They ate simple meals like beans and cornbread or potatoes and squash and food that was in season. I think it is so important to eat simply as well. We don't have to be persuaded by glitzy television cooking shows that try to convince us to try this gourmet recipe or that. Many of them have too many expensive ingredients. If we live simply we will have more time to truly enjoy life around us.

9. Go Meatless---choose to eat less meat in the week and do rice and beans for a week instead. Here is another great post with great bean ideas. Soups are easy, great for fall and rich in vitamins. This year gardening has a wonderful experience for my family. This winter I plan on learning alot more about this amazing and natural way to feed our family and double our plot and harvest for next year. My thrifty friend has some great ideas here too-at this post called 'Bringing Home the Bacon'.

10. Make do with what you have. Decorate for fall with what you have on hand at your home. Start thinking today about the holidays and gift giving. READ, READ, READ how to be a better steward of your things, food, time and money. If you do all these things in this list you will probably be able to put aside some money to help make some ends meet.

Here are a few helpful links:

The Dollar Stretcher---very complete! Love this site--has everything you can think of.

Miserly Moms--she's written some great books too

Mega Families--how to feed the big family and run a home on a budget.

The Aldi Queen--A mom pulled together this site that shows recipes, meal-plans, gift-giving and more from Aldi.

Surely you have read all this before. This is just a small reminder and encouragement to help us through some hard times. We might have to do without, and we might have to get out of our comfort zones--

but we CAN do it!



15 comments:

That Good Part said...

Thanks for your common sense list! All things I used to do when my children were small but had grown away from during our empty nest season. Time to practice thrift and be a true help to my Husband.

Blessin's!!

Anonymous said...

I, too, am a big fan of Amy Dacyczyn's Tightwad Gazette books. Mrs. Dacyczyn retired in 1996 and doesn't have a website. She did do an interview in May, 2008, with TheSimpleDollar.com which is a update on her life. Have a great weekend.

Susan

Kate said...

June,
We are certainly looking at ways to become more frugal, too. Thanks for you list of ideas.

We were able to stock up on peaches and blackberries for fruit smoothies from that farmstand a couple of months ago. We did have to sort out the bad but it was still a great deal.

I'll have to disagree on the warehouse thing, though. We have a membership at Sam's and though some of their prices are higher than Aldi we save a great deal there.

They always have the lowest price on milk - which is huge for a big family. They also have yeast for a great price. Their 2-lb packages are about the same or even less than the little 4oz jars at the grocery. (I bake most our bread now.)

Some other things we save on there:
eggs
spices
liquid handsoap
dishwasher detergent
laundry soap
pizza sauce
pork and beans
shredded cheese

For those that don't have a membership and want to check on prices, you can find it all on their website.

Thanks!

God's Dancing Child said...

A great list!
I read a book called Nourishing Traditions (Sally Fallon) and have been realizing that by eating more healthfully, we need less medical care and we actually save money by spending a little more on very healthy meals.
This is a great list and I really like all the reminders!

Anonymous said...

Thank you for all your ideas. Is "How to feed your family...." a book or an article? Thank you for all the great reminders

Virginia Knowles said...

I have several penny pinching blog posts at http://virginiaknowles.blogspot.com/search/label/Penny%20Pinching

These include groceries, decorating, health care and more...

Blessings,
Virginia

Lisa @ Stop and Smell the Chocolates said...

Lots of good advice - thanks!

judy @thesimplefrontproch said...

I love your blog! Your #1 is key: Resolve NOT to spend! thank you for that reminder as well as what Scripture tells us that all we need is food, clothes, and Him!judy

Mrs. Anna T said...

Great suggestions! When my husband was growing up, meat was served only once a week, and they were 7 people in 2,5 rooms. If they did it and not only survived but thrived, anyone can! :)

MondayCampaigns said...

Everyone is looking for creative ways to save money these days – I actually do try and go meatless for a couple of days a week and it saves me a ton of money! I thought you might be interested in some more meatless recipes - I work for a public health campaign called Meatless Monday and we have a huge recipe archive with many nutritious meatless meals. (www.meatlessmonday.com/recipearchive) I hope you find this helpful!

Lauren said...

I was wondering where you found the book "How to Feed Your Family Healthfully for $50 a week." I looked for it but was unable to find it. Could you tell me more about it?

Penelope said...

This is great advice, thank you so much for a wonderful article. As I'm trying to soon quit my part time job and focus entirely on keeping the home, it is especially relevant to me.

http://penelopesoasis.blogspot.com/

Mrs. June Fuentes said...

Susan,

Thanks for the heads up, I will need to edit that!

**********************

Kate,

The warehouses are great, however, for my family at this time it is really an unnecessary expense. But it is good to know you can buy yeast in bulk there. We don't bake much homemade bread yet so I will have to remember that if we do begin doing that.

***********

Lauren,

The book is actually called 'Eat Healthy for $50 a Week" by Rhonda Barfield---I was typing the title off memory so it might not have been correct when you searched for it. I will try to put a link in the article if there is one available.

Many blessings...

Joyfully His said...

Thanks for this post....it sure has been encouraging.

Blessings.

PrudentHomemaker said...

I've posted on your blog before, and I don't know if you've seen my site, but I hope you are willing to look. Things have been really tight for us the last two years, and I've been typing up my recipes and ideas for making clothes over to help others. Perhaps it can help those you know. My husband works in Real Estate.

I also have made a price book there and compared warehouse prices and others on several basic items. We don't have an Aldi here, though I have heard about their prices and they reflect the prices we get twice a year at our local grocery store's case lot sale. I would encourage you to make a price book and see the best deals you have.

Our Sam's Club is less than Walmart, but our Costco is not--on the items I buy, which are flour, oil, rice, pasta, spices, etc. (Costco's spices are 4 times those at Sam's Club, and the spices at Walmart are much more; spices are important when you're eating the basics like we are).

Our local grocery store has beans and powdered milk much less than the Walmart, and they are both real near each other.

I do buy yeast, and baking soda, salt, etc at Sam's Club as well. I have not had to buy baking soda for 3 years. Salt is much cheaper at Sam's Club, too--about half the price of Walmart. Just compare what you buy.

Brandy
www.theprudenthomemaker.com